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- Both Traditional and Roth IRAs available
- IRA Shares accounts with no minimum balance requirement
- IRA Share Certificates with a minimum balance of $1,000 and terms up to 5 years
- Tax deferred earnings on Traditional IRAs; tax-free earnings and withdrawals on Roth accounts
- Insured separately to $100,000 in addition to the NCUA insurance available on your other LCFCU savings accounts
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Check out our great rates and open an Individual Retirement account today!
- Contributions up to $2,000 per child, per year (if income eligible) until the child becomes 18
- Tax-free earnings and qualified withdrawals are tax free
- Designed for parents and grandparents to fund childrens' schoolings
- Not limited to "college" education, available for elementary and secondary school funding
- Transfer funds from one child to another child in the family
- Restrictions apply, contact our Member Service staff for details
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