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You may borrow up to a total of $50,000 for unsecured purposes!
Choose from Personal, Visa, MAXline and FHA Home Improvement. This
unsecured maximum is completely separate from our $550,000 total
maximum for real estate loans including first and second mortgages
and home equity lines of credit.
Personalized Lending is a special program of flexible rates, terms
and discounts for vehicle and personal loans. This program was established
to allow more members to qualify for loans based on individual credit
performance and history. Personalized Lending is likely to save
many members from the clutches of payday lenders, check cashers
and other high-rate lenders, while continuing to offer world-class
rates to members with excellent credit.
LCFCU will match approved rates from competitors under Personalized
Lending. Loan officers will assist members with improving credit
positions in order to potentially qualify annually for better rates
on any Personalized Lending loan made after April 1, 2005.
Your next vehicle purchase also can be made quick and easy when
you use LCFCU's online Virtual Vehicles. You'll find all of the
information you'll need right at your fingertips to purchase and
finance that perfect vehicle using our Personalized Lending plan.
Discounts * are available on all vehicle, personal and FHA home
improvement loans
.25% off eligible loan rates when you sign up for or use:
- Free Checking w/Direct Deposit
(.25%APR)
- Free eStatements (.25%APR)
- Visa Credit (.25%APR)
*Maximum discount available on any eligible loan
is .50% APR with no discounted rate below the designated floor rate
for that type of loan (e.g. vehicle, personal or FHA home improvement)
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