- Low 9.75% APR for purchases
- Even lower 8.75% APR for cash advances and balance transfers
- High credit limits
- ZERO annual fee
- ZERO cash advance fee
- ZERO balance transfer fee
- ZERO overlimit fee
- Simple interest financing with no prepayment penalties
- 25-day interest-free grace period on purchases
- Modest late payment fee only $25
LCFCU members can apply for or transfer balances to a Visa credit card today!
View a copy of our Visa Credit Card Agreement
We also offer a secured Visa card for members with no credit history
or past credit problems. Our secured cards allow you to pledge your
share savings on deposit as collateral for your credit card. You
will enjoy the same low rates as our Classic Card, while your savings
continue to earn dividends!
Verified by Visa is a new service that lets you shop online using your LCFCU Visa card with added confidence. Here's how it works.
You register your card just once, and create your own password. Then, when you make purchases at participating online stores, a Verified by Visa window appears. Simply enter your password and click "submit". Your card identity is verified and the purchase is secure.
To activate Verified by Visa on your LCFCU Visa card, or to learn more, go to Verified by Visa banner on our web site, or visit visa.com/verified.
To report a lost or stolen VISA Credit Card please call: (800) 808-7230
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