Society membership is open to all members 55 years of age or older who maintain either of the following active account relationships with us.
Checking with Visa Checkcard [debit] /ATM service and a direct deposit of any recurring payment;
OR
Checking Visa Checkcard [debit] /ATM service and a combined savings balance of $50,000 in any deposit accounts.
If you are not yet a member of this exclusive program, we cordially invite you to join the Monticello Society. You are eligible if you are 55 years or older and sign up for direct deposit, open a checking account and sign up for ATM/CheckCard services.
If you have parents, grandparents, aunts or uncles who are eligible for LCFCU membership, encourage them to qualify for this fantastic program! We periodically view qualified accounts and send welcome communications to newly eligible members for the following free and discounted services. Don’t let anyone in your family miss out!
- Free checking with no monthly fees; no per-check charges or minimum balance requirements
- Free Unlimited check writing
- Free high-quality personalized Monticello Society designer duplicate checks, when ordered one box at a time.
- Free second checking account for special needs
- Free ATM transactions at all LCFCU-owned ATMs
- Free 20 additional foreign ATM transactions per month
- Free Point-of-Sale (POS) transactions
- Free Travelers Cheques (single signature)
- Free Money Orders
- Free Signature Guarantees
- Free incoming bank wires
- Free postage-paid bank-by-mail envelopes, on request
- Free $500 credit at settlement on any real estate loan, first, second or equity line of credit of at least $10,000
- Free annual appreciation gift
- Special weekday appointment hours 7:00 a.m. to 3:30 p.m, on request.
- Priority lobby service
- All other custom duplicate check styles with custom lettering, logos or enhancements, when ordered one box at a time [average savings more than $4.50 per box on a wide variety of styles)
- All stop payment requests (actual cost only $18.75)
- All share- or certificate-secured loans are only 2.75% APR over the dividend rate of the account funds pledged
- All Visa Gift Cards purchased in our office (actual cost only $2.25 each)
- All domestic outbound wires (actual cost only $15.00) Inbound wires are free
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