Keep your debit/ATM card overdraft protection intact. A federal regulation during 2010 now prohibits us from providing Member Privilege overdraft service on everyday debit and ATM transactions—unless you complete an Opt In request. Everyday debit or ATM transactions are generally defined as those using your debit/ATM card or card number for purchases at grocers, restaurants, dry cleaners, gas stations, doctors and others--in person, by phone or online. So, Opt IN now. | 
