Library of Congress Federal Credit Union


Welcome to the Library of Congress FCU

Savings & Certificates

Share Savings

  • Membership account that makes you eligible for all other LCFCU products, services and benefits
  • Just a $5 one-time fee to open your account with a low $5 original deposit and $5 minimum balance
  • Earns a competitive dividend
  • 24-hour access through ATMs and ELSIE telephone banking
  • May be used as security for a loan or overdraft protection for your LCFCU Checking Account
Check out our great rates and open your account today!

Money Market

  • High-yielding account earning daily dividends
  • Tiered rates for higher earnings on higher deposit amounts ($20,000+, $75,000+)
  • Liquid savings account with no fixed term
  • Low minimum balance of $2,500
  • Free 20-pak of high-quality credit union checks, available annually
  • Limited to 6 withdrawals per month
  • 24-hour access to account through ELSIE telephone banking
  • No monthly fee if minimum balance is maintained
  • Rates may change weekly
LCFCU members can open a Money Market account today!

Share Certificates

  • Low minimum deposit of only $500
  • Flexible terms from 3 months to 5 years
  • High rate of interest compounded quarterly
  • IRA Share Certificates available too
  • May be used as security for a loan
  • Rates are guaranteed for the term of the account
LCFCU members can open a Share Certificate account today!

Monthly Income Certificate

  • Reasonable—minimum deposit of only $5,000
  • Term—24 months
  • Income—high yielding dividends earned and paid monthly
  • Flexibility—dividends deposited or mailed
Check out our great rates and open a Monthly Income Certificate account today!

Holiday and Vacation Savings

  • Savings plans for special purposes holidays, vacations, tuition and large purchases
  • Easy to save with payroll deduction
  • Competitive monthly dividends
  • Vacation and other special purpose accounts offer flexible withdrawals
  • Holiday accounts automatically transfer once per year
Check out our great rates and open a Holiday or Vacation Savings account today!

Custodial Accounts

  • Special purpose account for transferring funds as an irrevocable gift to a minor
  • Offered under the D.C. Uniform Transfer to Minors Act
  • Perfect for young Discovery Club and Account Discovery members
  • Utilizes minor's tax identification number
  • Separately insured by NCUA and not aggregated with the custodian's or the minor's individual accounts
Check out our great rates and open a Custodial account today!








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