LCFCU can save you the embarrassment and expense of additional merchant/creditor
fees and possible damage to your credit history with Member Privilege,
a courtesy service that comes standard with all checking and money
market accounts. A math error or unanticipated expenses can leave
you with too little cash in your checking (or money market) account
for a short time. And, experiencing a returned check due to insufficient
funds is embarrassing and costly. While LCFCU encourages responsible
money management, when unexpected circumstances arise—Member
Privilege is there for you.
Questions? See our Member
Privilege FAQs or read the Member Privilege Policy.
Travelers Express®Money Orders are available
at LCFCU. Each money order costs only $2 and can be written for up to $1000
(Monticello Society, Discovery
Club and Account Discovery members receive
their money orders at no charge).
Look for our monthly and quarterly newsletters, LinesEtc. and LineItems for
up-to-date information about the credit union and its services. Learn about
our latest promotions and newest services. Our newsletters are included with
your monthly and quarterly statement and can also be picked up in our branch
lobby. To maximize the benefits of belonging to LCFCU, be sure to read them
regularly.
Notary Public service is available free of charge to all LCFCU members. Notary
services are available during our branch office hours, Monday through Friday
from 8:00 a.m. to 2:00 p.m.
Periodically, the credit union offers specialized promotions geared toward
particular seasonal needs. Look for special vacation or holiday loans at just
the right time to meet your demands. We also offer loan specials for vehicle
purchases, home improvement needs and educational requirements in conjunction
with our other specialized loan products. Keep an eye out for our current
loan promotion or contact us for the latest information.
Whenever you have the need, we are here to guarantee your signature. For members
only, LCFCU offers free signature guarantees on your documents. Like our notary
services, signature guarantees are available during our branch office hours,
Monday through Friday from 8:00 a.m. to 2:00 p.m.
Maintain an effective financial relationship with LCFCU when you're traveling,
relocated or retired. There is just no reason to stop enjoying credit union
financial services throughout your life wherever you live or work. Call us
toll-free on (800) 325-2328 or reach ELSIE,
our 24-hour telephone banking service at 1(800) 933-5743.
American Express® Travelers Cheques are
available at the LCFCU office for a reasonable 1% transaction fee. (Monticello
Society and Account Discovery members
receive standard travelers checks at no charge). Also available are Cheques
for Two from American Express. These travelers checks have two signature lines
and are specially designed for two travelers. When looking for that perfect
gift consider American Express Gift Cheques. This thoughtful and elegant looking
gift is available in $25 or $50 values at a charge of only $2.50
The Library of Congress Federal Credit Union offers access to its members
via TTY connection. LCFCU's TTY number is (202) 707-5391. Member Service representatives
are on hand to answer TTY calls Monday through Friday from 7:00 a.m. to 3:30
p.m.
Paving the way for savings, LCFCU and United Buying Service make it easy to
get a great deal on a new automobile. Call UBS at (301) 657-1920 or (410)
792-9070 to get referred to an authorized dealership. Once there, you will
receive the pre-negotiated savings available through UBS.
Year-round gift giving just got a whole lot simpler. Gift cards
make wonderful gifts for all occasions and are available in our
Madison office for any denomination between $25 and $1,000, gift
cards cost only $2.95. Additionally, personalized Visa Gift Cards
are available online directly through our web site. Online Gift Cards may be purchased in denominations from $25 to $500 and
cost between $5.95 and $7.95 each.
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