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Library of Congress Federal Credit Union: Better BANKING for Less.

ROUTING NO. 254074837

CALL 202.707.5852 OR 800.325.2328

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Savings Specials

"Just wanted to let you know I opened a LCFCU account in response to the 2008 financial meltdown and Capital One's subsequent takeover of Chevy Chase Bank. Now Capital One has taken over ING Direct where I had $18,000 in savings. You will also be getting this money very shortly. What's in my wallet? My local LCFCU I'm proud to say!"

D.M., Member Since October 2011

Checking Account

Bank 24/7

FREE Checking that Pays DIVIDENDS, Try finding that at a Big Bank!

Get everything you need from a checking account without big fees and earn dividends.

Free Service
Free Earn dividends from first day of deposit - view rates >
Free No monthly fees
Free No minimum balance requirement
Free No per check charges
Free Unlimited check writing
Free Visa CheckCard
Free Point of sale (POS) transactions with Visa CheckCard
Free ATM transactions at LCFCU and over 80,000 surcharge free ATMs worldwide
Free 10 transactions at non-LCFCU ATMs per month
Free Initial supply of LCFCU designer checks
Free 24-Hour ELSIE account access with touch tone phone
Free Online Banking with eStatements, Register Now on our Home Page
Free Mobile Banking with Mobile Check Deposit via Smartphones and Tablets
Free Direct Deposit
Free Funds Federally Insured by NCUA up to $250,000
Free Budgeting and financial management help from Balance Financial Fitness


Check Ordering Made Easy

LCFCU makes it easy to order and re-order your personalized checks through our new check provider, Main Street Inc.

Main Street’s many designs may be viewed directly on our Personal Quick Pick Guide PDF. Simply select your favorite design and let us know what you’d like.

Easily order your personalized checks by:

  • calling us at (202) 707-5852;
  • stopping in our office; or
  • contacting us via our secure Contact Us Form.

Overdraft Protection Options

Avoid missed payments and late fees with an overdraft protection option that is right for you.

Club Account Member Extra Checking Benefits

  • check out our RATES
  • apply for a LOAN
  • find convenient ATMs & BRANCHES
  • words from our MEMBERS
  • member SECURITY education


Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.