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Library of Congress Federal Credit Union: Better BANKING for Less.

ROUTING NO. 254074837

CALL 202.707.5852 OR 800.325.2328

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Savings Specials

"Just wanted to let you know I opened a LCFCU account in response to the 2008 financial meltdown and Capital One's subsequent takeover of Chevy Chase Bank. Now Capital One has taken over ING Direct where I had $18,000 in savings. You will also be getting this money very shortly. What's in my wallet? My local LCFCU I'm proud to say!"

D.M., Member Since October 2011

Vvisa debit cardISA Debit / ATM / CheckCard

Experience Fast, Easy Payments with the
LCFCU Visa Debit/ ATM / CheckCard


NOTE: Report a LOST/STOLEN Visa Debit/CheckCard or ATM card at 1-800-472-3272

fint atm and branchesLCFCU's Debit/CheckCard offers a fast, easy alternative to writing checks - leave your checkbook at home!

  • Access over 80,000 surcharge free ATMs available worldwide through Allpoint, STAR Deposit Sharing, CUHERE, CU24, MoneyPass and more including ATMs in major retailers such as 7-Eleven, Target, CVS & Walgreens stores
  • ATM transactions are itemized on your monthly statement for easy record-keeping
  • Up to 10 free foreign ATM transactions monthly, if you use LCFCU checking
  • All Point-of-Sale (POS) transactions free, if you use LCFCU checking
  • All LCFCU ATM terminal transactions free
  • Up to $500 is available for combined ATM and point-of-sale activity per day; daily limit excludes credit transactions
  • Use your card to access a pre-approved Line of Credit for extra purchasing power

Protect Your Visa Debit & Credit Cards - Let Us Know BEFORE You Travel

Before you travel out of the country or away from the areas where you usually use your Visa Debit and/or Credit Cards, give us a call at 1-800-325-2328. When your spending habits change unexpectedly, it triggers warnings with Visa’s card processors that the card may have been lost or stolen. With only 48-hours notice we can alert Visa to help prevent your card from being blocked.

visa verified

Verified by Visa Online Shopping Protection When Using a Visa Debit or Credit Card

Click for Verified by Visa Information

  • Register your card and create a password
  • Participating websites offer a "Verified by Visa" window to enter your password
  • Fights fraud -- your identity is verified and the purchase is secure


  • check out our RATES
  • apply for a LOAN
  • find convenient ATMs & BRANCHES
  • words from our MEMBERS
  • member SECURITY education


Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.