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Library of Congress Federal Credit Union: Better BANKING for Less.

ROUTING NO. 254074837

CALL 202.707.5852 OR 800.325.2328

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LCFCU Better Deal than a Dealer Loan

"We bought a new car and saved $200 per month in payments instead of going with the dealer loan and we saved time by doing all online."

D.B., Member Since 1972

Vehicle Loan RefinanceLoan discounts

Refinance Vehicle Loans and SAVE!

vehicle refinance special. boom! we'll meet or beat your rate on any vehicle loan you have financed with another bank or credit union. Refinance with us & if we can’t BEAT your existing loan rate, we’ll MEET your current rate & terms, plus, we’ll give you 1% cash back. contact us to learn more and apply now. *LCFCU will meet rate to our current lowest vehicle loan rate offered. Offer EXCLUDES any existing LCFCU loans, only vehicle loans refinanced from other lenders are eligible for 1% cash back offer. Offer may be withdrawn without notice and is for a limited time only. Restrictions may apply. 1% CASH BACK does NOT apply to any other loan product. Approval is based on the evaluation of applicant credit. Minimum loan amount is $10,000.

Note: We do NEW loans and REFINANCE loans from other lenders for all vehicles that can be insured: autos, motorcycles, motorized water sports vehicles, snowmobiles, boats, trailers and more!


Discover a fast, painless way to save money every month. Refinance vehicle loans from other institutions with LCFCU and lower monthly payments or pay off debt faster. Below are a couple of testimonials from members who refinanced and saved:

L.J., a member since January 2012 reports: "I refinanced my car and a personal loan and I'm now saving $350 per month. I am very happy!"
J.R., a member since 2001 is also saving: "I refinanced my car and a personal loan and I'm saving $121 per month."

Apply online or contact us today to discover how much you can save by refinancing loans from other institutions with LCFCU, from vehicle loans to credit card debt, personal loans and more.

Ask us about GAP coverage for eligible vehicles. For pennies a day you'll be protected if your vehicle is lost or stolen and insurance does not cover the full amount remaining on your loan.

  • check out our RATES
  • apply for a LOAN
  • find convenient ATMs & BRANCHES
  • words from our MEMBERS
  • member SECURITY education


Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.