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Library of Congress Federal Credit Union: Better BANKING for Less.

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LCFCU Better Deal than a Dealer Loan

"We bought a new car and saved $200 per month in payments instead of going with the dealer loan and we saved time by doing all online."

D.B., Member Since 1972

Mechanical Repair Coverage

MEMBER'S CHOICE® Mechanical Repair Coverage

Don't let expensive auto repairs disrupt your financial stability.

Call or email us to receive a quote. Please have the year, make, model and current mileage of the vehicle available if you call or include that information in your email. Click for "Contact Us" form.

Consider Mechanical Repair Coverage if:

  1. Your vehicle is no longer covered by a manufacturer's warranty
  2. You plan to keep your current vehicle for at least a year
  3. You are putting more than 12,000 miles per year on the vehicle

Customize Your Coverage

  • Start coverage any time on a vehicle which is less than 10 years old with under 100,000 miles
  • You can start coverage immediately

Benefits of MEMBER'S CHOICE® Mechanical Repair Coverage

  • Reimbursement for a rental car when your car must be kept overnight to make covered repairs.
  • 24 hour, toll-free roadside assistance covers towing, jump starts, changing a flat tire, fluid delivery (fuel, oil, etc.) and opening the car if keys are locked inside.
  • Emergency travel expenses to cover lodging, meals and transportation if your car is disabled due to a collision or a covered mechanical breakdown 100 or more miles from home.
  • Flexible commitment; cancel coverage at any time for a pro-rated refund.
  • Coverage is transferable when you sell your car to a private owner the coverage may transfer to the new owner.
  • Thousands of authorized repair facilities and dealerships nationwide accept Member's Choice Mechanical Repair Coverage.

Don't worry about getting reimbursed for repairs; authorized repair shops and dealers submit bills directly to Member's Choice for payment. Policy holders pay only for applicable deductibles.


Auto Insurance Coverage

TruStage™ Auto Insurance

Click and learn more about our auto insurance coverage options >



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Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.