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Library of Congress Federal Credit Union: Better BANKING for Less.

ROUTING NO. 254074837

CALL 202.707.5852 OR 800.325.2328

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LCFCU Better Deal than a Dealer Loan

"We bought a new car and saved $200 per month in payments instead of going with the dealer loan and we saved time by doing all online."

D.B., Member Since 1972

Vehicle LoansLoan discounts

New, Used or Refinance -- Check Out Our Low Rates

Do you Want Lower Monthly Payments? Buy/Refi your auto loan with us

LCFCU offers excellent rates on new loans and refinance of loans from other lenders on new and used vehicles. We do loans for all vehicles that can be insured: autos, motorcycles, motorized water sports vehicles, snowmobiles, boats, trailers and more!

  • Up to 100% financing
  • Flexible repayment terms up to 144 months
  • Apply online for fast loan preapproval; sellers may offer a better deal to a preapproved buyer
  • No prepayment penalties
  • Ask us about matching competitor rates
  • Insurance options available to help pay off your loan in case of accident or death; mechanical warranty available to cover auto maintenance and repair costs.

Protect your vehicle investment and your financial future:

GAP Auto Loan Protection

If your car is declared an insured total loss while there is still a balance on your loan, Gap protection covers your remaining loan amount if your auto insurance company values the car for less than you owe on your loan. Gap rates are incredibly inexpensive for the protection it provides. Ask us for an application.

Mechanical Repair Coverage

Click for information on mechanical repair coverage that protects you from large unexpected repair bills.

Life and Credit Disability Insurance

Click here for information on how auto, life and credit disability insurance options offered by LCFCU can help protect your financial future.


Helpful Links to Federal safety ratings and pricing information:

Apply Now

  • check out our RATES
  • apply for a LOAN
  • find convenient ATMs & BRANCHES
  • words from our MEMBERS
  • member SECURITY education


Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.