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Library of Congress Federal Credit Union: Better BANKING for Less.

ROUTING NO. 254074837

CALL 202.707.5852 OR 800.325.2328

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LCFCU Better Deal than a Dealer Loan

"We bought a new car and saved $200 per month in payments instead of going with the dealer loan and we saved time by doing all online."

D.B., Member Since 1972

VISA Credit Card

 Loan Specials - contact us for detais.


It's a BEST MEMBER VALUE! SAVE With Our Fixed Rate VISA Classic Card:
9.75% APR for Purchases & FREE Balance Transfer and a low 8.75% APR*

NOTE: To report a LOST or STOLEN VISA Credit Card call 1 (800) 808-7230

Transfer balances from bank credit cards, retail cards and more at LCFCU's low 8.75% APR balance transfer rate to lower monthly payments or pay off debt faster. Get it all: Visa's international acceptance, LCFCU's low fixed rates and easy account management.

Fee Service
ZERO Annual Fee
ZERO Cash Advance Fee
ZERO Balance Transfer Fee
ZERO Over Limit Fee
ZERO Prepayment Penalties and Simple Interest Financing
ZERO Interest During 25-day Grace Period on Purchases
Late Payment Low $25 fee

Credit Challenged?

Apply for a Secure Visa at Our Low Visa Classic Rates

  • Build or rebuild credit history
  • Pledge funds from Share Savings as collateral; while Share Savings funds continue to earn interest
  • Same low fixed rates LCFCU offers for the Visa Classic Card

Easy Online Account Access with Visa eZCard

Visa eZCard Enroll or Log In

Visa eZCard info allows you to view the status of your Visa Credit Card anytime day or night. Log in to:

  • Access your Account Summary
  • View Online Statements
  • Download Data to Financial Software (E.g. Quicken or Microsoft Money)
  • Make Visa Credit Card Payments
  • Get Transaction and Spending Reports
  • Read E-Mail Notifications

Protect Your Visa Debit & Credit Cards - Let Us Know BEFORE You Travel

Before you travel out of the country or away from the areas where you usually use your Visa Debit and/or Credit Cards, give us a call at 1-800-325-2328. When your spending habits change unexpectedly, it triggers warnings with Visa’s card processors that the card may have been lost or stolen. With only 48-hours notice we can alert Visa to help prevent your card from being blocked.

Verified by Visa Online Shopping Protection for Visa Debit and Credit Cards

Click for Information

verified by visa

  • Register your card and create a password
  • Participating websites offer a "Verified by Visa" window to enter your password
  • Fights fraud -- your identity is verified and the purchase is secure

Visa Gift Card

LCFCU offers Visa Gift Cards. Details are available on our Miscellaneous Services page.

  • check out our RATES
  • apply for a LOAN
  • find convenient ATMs & BRANCHES
  • words from our MEMBERS
  • member SECURITY education


Library of Congress Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 202.707.5852 or 1.800.32.LCFCU (52328). All products and services available on this website are available at all Library of Congress Federal Credit Union branches.