{"id":497,"date":"2022-12-07T16:48:53","date_gmt":"2022-12-07T16:48:53","guid":{"rendered":"https:\/\/www.lcfcu.org\/wph\/workarea\/loans\/personal\/credit-card\/"},"modified":"2026-02-05T13:50:30","modified_gmt":"2026-02-05T13:50:30","slug":"credit-card","status":"publish","type":"page","link":"https:\/\/www.lcfcu.org\/wph\/workarea\/loans\/personal\/credit-card\/","title":{"rendered":"VISA Credit Card"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Experience the Fixed-Rate Credit Card Difference<\/h2>\n\n\n\n<p>Now, you can share your connection to one of America\u2019s most beloved landmarks with a fixed-rate Library of Congress FCU Visa Credit Card and Secure Card.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Transfer a Balance<\/a>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">Protect Yourself Against Rising Interest Rates<\/h2>\n\n\n\n<p>A Library of Congress FCU Visa Credit Card has more than just good looks. It also features <strong>9.75% APR* for purchases <\/strong>and a <strong>low 8.75% APR* balance transfer rate <\/strong>to help lower monthly payments. Enjoy our many Fixed Rate credit card features.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No annual fees<\/li>\n\n\n\n<li>No cash advance fees<\/li>\n\n\n\n<li>No balance transfer fees<\/li>\n\n\n\n<li>No over-limit fees<\/li>\n\n\n\n<li>No pre-payment penalties<\/li>\n\n\n\n<li>25-day grace period on new purchases<\/li>\n\n\n\n<li>Easy online account management with VISA eZCard<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Transfer a Balance and Save<\/h2>\n\n\n\n<p>If you have a credit card with a balance and a high interest rate, we can help free up some of your monthly budget with no balance transfer fees and a lower fixed rate.<\/p>\n\n\n\n<p>Apply now for your Library of Congress FCU Visa Credit Card.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\"><br>Build or Rebuild Your Credit with a Secure VISA<\/h2>\n\n\n\n<p>Our fixed-rate Secure Visa Credit Card can help build, strengthen, or rebuild your credit history. Simply pledge funds from your Share Savings as collateral, use the card for the things you need, make timely monthly payments, and your credit score could improve.<\/p>\n\n\n\n<p>Apply now for your Library of Congress FCU Secure Visa Credit Card.<\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Apply Now<\/a>\n\t\t\t\n\n\t\t\t<div class=\"band band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap-callout-box\">\n\t\t\t\t\t\t<div class=\"feature\">\n\t\t\t\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<h2 class=\"wp-block-heading\">What Our Members Are Saying<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><em>&#8220;I lowered my payments on my credit cards by consolidating all of them with a fixed rate LCFCU VISA and now I am saving $300 per month on my payments!<\/em> &#8220;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><em>V.D. , member since 2000<\/em><\/h3>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">Featured Products and Services<\/h2>\n\n\n\t\t\t<div class=\"band \">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-standard-custom-block row row-3\">\n\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageSimplify-yourlife-withbillpay-1.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageSimplify-yourlife-withbillpay-1.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageSimplify-yourlife-withbillpay-1-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageSimplify-yourlife-withbillpay-1-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Anytime Access, Take control of your cards<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Managing your credit card transactions, statements and payments online is simple with Visa eZCard.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.ezcardinfo.com\/#\/\" target=\"_self\">Read More<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Protect Your Cards, Use Verified by Visa<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Register your card with Verified by Visa to protect every online purchase.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/usa.visa.com\/support\/consumer\/security.html\" target=\"_self\">Read More<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagecall-before-you-travel.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagecall-before-you-travel.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagecall-before-you-travel-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagecall-before-you-travel-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Call before you travel<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Phone us and we\u2019ll put a note on your card so your card can work as expected while you are away from home.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"tel:1-800-325-2328\" target=\"_self\">Read More<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Experience the Fixed-Rate Credit Card Difference Now, you can share your connection to one of America\u2019s most beloved landmarks with a fixed-rate Library of Congress FCU Visa Credit Card and Secure Card. Protect Yourself Against Rising Interest Rates A Library of Congress FCU Visa Credit Card has more than just good looks. It also features [&hellip;]","protected":false},"author":2,"featured_media":1348,"parent":35,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-497","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>VISA Credit Card - Library Of Congress FCU<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VISA Credit Card - Library Of Congress FCU\" \/>\n<meta property=\"og:description\" content=\"Experience the Fixed-Rate Credit Card Difference Now, you can share your connection to one of America\u2019s most beloved landmarks with a fixed-rate Library of Congress FCU Visa Credit Card and Secure Card. 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