{"id":743,"date":"2022-12-14T07:23:06","date_gmt":"2022-12-14T15:23:23","guid":{"rendered":"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking-2\/"},"modified":"2026-02-28T21:45:57","modified_gmt":"2026-02-28T21:45:57","slug":"checking2","status":"publish","type":"page","link":"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/","title":{"rendered":"Checking"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Free Checking That\u2019s Really Free<\/h2>\n\n\n\n<p>At the Library of Congress Federal Credit Union when we say free, we truly mean it. <\/p>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2025\/03\/LCFCUCompareCheckChart.pdf' target='_self' rel='noopener noreferrer'>Dare to Compare our Free Checking<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/resources\/rates\/rates-2' target='_self' rel='noopener noreferrer'>Rates<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Open Yours<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='#directdeposit' target='_self' rel='noopener noreferrer'>Tax Refund Direct Deposit<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/access\/contact-us\/' target='_self' rel='noopener noreferrer'>Order Checks<\/a>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\"><br>Get More from Your Checking<\/h2>\n\n\n\n<p>You\u2019ll get everything you need from a Library of Congress FCU Checking account. That includes earning dividends, a <a href=\"#debit\"><strong>Visa Debit Card<\/strong><\/a>, no monthly balance requirements, unlimited check writing, surcharge-free access to over 80,000 ATMs worldwide, no per-check charges, and more.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10 FREE transactions at non-Library of Congress FCU ATMs per month<\/li>\n\n\n\n<li>Online Banking with eStatements<\/li>\n\n\n\n<li>Mobile Banking with Mobile Check Deposit (smartphone or tablet)<\/li>\n\n\n\n<li>Direct deposit<\/li>\n\n\n\n<li>Anytime<a href=\"https:\/\/lcfcu.balancepro.org\/\"> budgeting and financial management<\/a> advice<\/li>\n<\/ul>\n\n\n\t\t\t<div class=\"band band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap-callout-box\">\n\t\t\t\t\t\t<div class=\"feature\">\n\t\t\t\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<h2 class=\"wp-block-heading\" id=\"directdeposit\">How to Direct Deposit Your Tax Refund<\/h2>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2025\/03\/LCFCU-TaxRefund-Check-RoutingNumber-400x400-1.png\" alt=\"Library of Congress FCU Direct Deposit Tax Refund\" width=\"280\" height=\"280\" align=\"right\" border=\"0\">The IRS uses direct deposit to electronically issue tax refund payments directly into taxpayers\u2019 financial accounts. To get your refund deposited directly into your account, <strong><em>select the direct deposit option<\/em><\/strong> when prompted by the tax software you use. You will need to enter your full MICR Number which consists of your LCFCU account number where you want the refund deposited and the <strong>LCFCU Routing &amp; Transit Number \u2014 254074837<\/strong>.<\/p>\n\n\n\n<p><strong>Where to find your full LCFCU MICR account and Routing &amp; Transist Numbers?<\/strong> The full MICR number can be found on your LCFCU checks. The routing number is the nine-digit number in the bottom left corner. <strong>LCFCU\u2019s routing number is 254074837<\/strong>. Your account number is the number directly to the right of it.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\" id=\"debit\"><br>Get Fast Easy Access with a Visa Debit Card<\/h2>\n\n\n\n<p>A Library of Congress FCU Visa Debit Card simplifies access to your funds with a direct connection to your checking account, surcharge-free access to <strong><a href=\"https:\/\/www.lcfcu.org\/access\/access-2\/locations-atms\/\">over 80,000 ATMs worldwide<\/a><\/strong>, 10 free foreign ATM transactions per month, and easy record-keeping.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Available to members as young as ages 16 and 17 with a parent or guardian as joint owner<\/li>\n\n\n\n<li>Enjoy contactless tap and pay<\/li>\n\n\n\n<li>Up to $500 is available for combined ATM and point-of-sale activity per day<em> (daily limit excludes credit transactions)<\/em><\/li>\n\n\n\n<li>Skip the ATM and use your card to get cash back at your favorite store\/merchant<\/li>\n\n\n\n<li>Use your card to access a pre-approved line of credit for extra purchasing power<\/li>\n\n\n\n<li><strong>Let us know before you travel.<\/strong> Call 1-800-325-2328 so your card will work as expected on your next vacation. Report your card lost or stolen at 1-800-472-3272<\/li>\n<\/ul>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-disclosures\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Get Your Visa Debit Card<\/a>\n\t\t\t\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/access\/access-2\/locations-atms' target='_self' rel='noopener noreferrer'>Find a surcharge-FREE ATM worldwide<\/a>\n\t\t\t\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Set Your Teen on a Path to Financial Wellness (13 through 21)<\/h2>\n\n\n\n<p>Help a young person in your life learn financial responsibility with our Young Adult Account. They\u2019ll get access to products and services to help prepare them for a lifetime of successful financial management.* <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal Visa Debit Card is available to members as young as 16 and 17 with a parent or guardian as joint owner and\/or those age 18 and older.<\/li>\n\n\n\n<li>Personal and vehicle loans<\/li>\n\n\n\n<li>Fixed-rate, no annual fee Visa Credit Card<\/li>\n\n\n\n<li>Free money orders<\/li>\n<\/ul>\n\n\n\t\t\t<a  class='btn btn-1' href='https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/applications-forms-2\/' target='_self' rel='noopener noreferrer'>Open Yours<\/a>\n\t\t\t\n\n\t\t\t<div class=\"band band\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap-callout-box\">\n\t\t\t\t\t\t<div class=\"feature\">\n\t\t\t\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<h2 class=\"wp-block-heading\">What Members Are Saying<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">&#8220;<em>Although I no longer live in the DC metro area I listened to advice from my friends and kept my LCFCU Account open. I saved $525 monthly by consolidating credit cards from other financial institutions.<\/em>&#8220;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><em>M.B., member since 1993<\/em><\/h3>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">Featured Products and Services<\/h2>\n\n\n\t\t\t<div class=\"band \">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-standard-custom-block row row-3\">\n\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagelearn-more-about-member-priv-overdraft-copy.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagelearn-more-about-member-priv-overdraft-copy.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagelearn-more-about-member-priv-overdraft-copy-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagelearn-more-about-member-priv-overdraft-copy-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Get Member Privilege&reg; Overdraft Protection Today<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Ensure your transactions aren&#8217;t denied with a line of credit or other account.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/member-privilege-frequently-asked-questions\/\" target=\"_self\">Read More<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageexplore-personal-line-of-credit.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageexplore-personal-line-of-credit.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageexplore-personal-line-of-credit-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimageexplore-personal-line-of-credit-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Access The Money You Need, When You Need It<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Apply today and add a line of credit to your financial life. We make it quick and easy.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lcfcu.org\/wph\/workarea\/loans\/personal\/personal-line-of-credit-other-loans\/\" target=\"_self\">Read More<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image img-1\">\n\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards.jpg' srcset='https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards.jpg 400w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards-300x300.jpg 300w, https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2023\/01\/portraitimagetake-control-of-your-cards-150x150.jpg 150w' sizes='(max-width: 400px) 100vw, 400px' \/>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t      \t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Protect Your Cards With Verified by Visa<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Register your card with Verified by Visa to protect every online purchase.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/usa.visa.com\/support\/consumer\/security.html\" target=\"_self\">Register<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">Let&#8217;s Do the Math<\/h2>\n\n\n\t\t\t<div class=\"band  \">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap column feature-wrap-standard-custom-block row row-1 icons\">\n\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-content-image-inner\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"fa fa fa-calendar-check\" aria-label=\"icon\" role=\"img\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-content-image-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3>Set Your Savings Goal<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>See how long it will take to save for what you want and need.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lcfcu.org\/resources\/resources-2\/calculators\/\" target=\"_self\">Calculate<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n            \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-image\">\n\t\t\t\t\t\t\t\t\t<figure class=\"feature-content-image-inner\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"fa fa fa-chart-pie\" aria-label=\"icon\" role=\"img\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t<\/div><!--feature-content-image-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3>Plan For Retirement<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\t\t\n\n<p>Find out how much money you will need to save for your retirement.<\/p>\n\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lcfcu.org\/resources\/resources-2\/calculators\/\" target=\"_self\">Calculate<span class=\"fas fa-angle-right\" aria-label=\"caret\" role=\"img\"><\/span><\/a>\n\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Free Checking That\u2019s Really Free At the Library of Congress Federal Credit Union when we say free, we truly mean it. Get More from Your Checking You\u2019ll get everything you need from a Library of Congress FCU Checking account. That includes earning dividends, a Visa Debit Card, no monthly balance requirements, unlimited check writing, surcharge-free [&hellip;]","protected":false},"author":3,"featured_media":463,"parent":17,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-743","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Checking - Library Of Congress FCU<\/title>\n<meta name=\"description\" content=\"Free Checking That\u2019s Really FreeAt the Library of Congress Federal Credit Union when we say free, we truly mean it.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Checking - Library Of Congress FCU\" \/>\n<meta property=\"og:description\" content=\"Free Checking That\u2019s Really FreeAt the Library of Congress Federal Credit Union when we say free, we truly mean it.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/\" \/>\n<meta property=\"og:site_name\" content=\"Library Of Congress FCU\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-28T21:45:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2022\/12\/img-hero-checking.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1420\" \/>\n\t<meta property=\"og:image:height\" content=\"270\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/\",\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/\",\"name\":\"Checking - Library Of Congress FCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2022\/12\/img-hero-checking.jpg\",\"datePublished\":\"2022-12-14T15:23:23+00:00\",\"dateModified\":\"2026-02-28T21:45:57+00:00\",\"description\":\"Free Checking That\u2019s Really FreeAt the Library of Congress Federal Credit Union when we say free, we truly mean it.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/#primaryimage\",\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2022\/12\/img-hero-checking.jpg\",\"contentUrl\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2022\/12\/img-hero-checking.jpg\",\"width\":1420,\"height\":270},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/accounts-services\/checking\/checking2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Accounts &#038; 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