{"id":79,"date":"2022-11-11T12:20:06","date_gmt":"2022-11-11T12:20:06","guid":{"rendered":""},"modified":"2025-04-01T19:31:57","modified_gmt":"2025-04-01T19:31:57","slug":"calculators","status":"publish","type":"page","link":"https:\/\/www.lcfcu.org\/wph\/workarea\/resources\/resources-2\/calculators\/","title":{"rendered":"Calculators"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><br>Let&#8217;s Do the Math<\/h2>\n\n\n\n<script>function insertUrlParam(key, value) {    if (history.pushState) {        var searchParams = new URLSearchParams(window.location.search);        searchParams.set(key, value);        var newurl = window.location.protocol + \"\/\/\" + window.location.host + window.location.pathname + \"?\" + searchParams.toString();        window.history.pushState({path: newurl}, \"\", newurl);    }}<\/script>\n<!--Begin Calculators Script-->\n<!--Begin Send To Friend-->\n<a href=\"mailto:?subject=financial calculators\" id=\"tvcMailToLinkId\">\n\t<img decoding=\"async\" src=\"https:\/\/www.timevaluecalculators.com\/timevaluecalculators\/images\/email_icon.png\" title=\"Email this to a friend\" alt=\"Email page\" \/>\n<\/a>\n<script language=\"JavaScript\" type=\"text\/javascript\">\n\tvar tvcMailToSubject;\n\tvar tvcMailToBody; \n\tvar tvcQueryString = unescape(document.location.search);\n\tvar tvcMailToLinkElement = document.getElementById(\"tvcMailToLinkId\");\n\tif (tvcMailToLinkElement) {\n\t\tif (tvcQueryString.indexOf(\"CALCULATORID\") == -1)\t\t\/* If we are displaying the list of calculators, just put the current location in the body. *\/\n\t\t{\n\t\t\ttvcMailToSubject = \"financial calculators\";\n\t\t\ttvcMailToBody = \"Hello,%0A%0ATake a look at these online financial calculators.%0A%0A\" + escape(document.location.href + \"\");\n\t\t}\n\t\telse\t\t\/* If we are displaying a calculator, add the actual calculation to the body. *\/\n\t\t{\n\t\t\ttvcMailToSubject = \"financial calculation\";\n\t\t\ttvcMailToBody = \"Hello,%0A%0ATake a look at this online financial calculation.%0A%0A\" + escape(document.location.href + \"\");\n\t\t}\n\t\ttvcMailToLinkElement.href = \"mailto:?subject=\" + tvcMailToSubject + \"&body=\" + tvcMailToBody;\n\t}\n<\/script>\n<!--End Send To Friend-->\n\n<!--Begin Print This-->\n<a href=\"javascript:window.print();\" id=\"tvcPrintThisLinkId\">\n<img decoding=\"async\" src=\"https:\/\/www.timevaluecalculators.com\/timevaluecalculators\/images\/print_icon.png\" title=\"Print this page\"  alt=\"Print page\" \/>\n<\/a>\n<!--End Print This-->\n<!--Begin Calculators Main Content-->\n<link rel=\"StyleSheet\" type=\"text\/css\" href=\"https:\/\/www.TimeValueCalculators.com\/timevaluecalculators\/Includes\/tvcDefaultStyles.css\" \/>\n<script language=\"JavaScript\" src=\"https:\/\/www.TimeValueCalculators.com\/timevaluecalculators\/Includes\/tvcClientSideFunctions.js\" type=\"text\/javascript\"><\/script>\n<div id=\"tvcMainCalculatorDivId\" class=\"cTimeValue\">\n\t<script type=\"text\/javascript\" language=\"JavaScript\">\n    TEMPLATE_ID = \"WWW.DIGITALINSIGHTLEGACY.COM_1\";\n\t\tCALCULATORID = \"\";\n\t\tPASSTHROUGH = \"\";\n\t\t\/* If you need to modify our calculator HTML after it has loaded, define a function and assign it to tvcAfterCalculatorsHaveLoadedFnc.  *\/ \n\n\n\t\t\ttvcAfterCalculatorsHaveLoadedFnc = ()=>{\n\t\t\t\tvar params = new URLSearchParams(window.location.search);\n\t\t\t\tif(!params.has('CALCULATORID')){\n\t\t\t\t\tdocument.body.classList.add('no-calc')\n\t\t\t\t}\n\t\t\t}\n\t\tvar tvcScriptElement = document.createElement(\"script\");\n\t\tvar tvcCalculatorHtml = \"\";\n\t\tvar tvcHttp;\n\t\tif (document.location.href.substring(0, 5) == \"https\") { tvcHttp = \"https:\/\/\"; } else { tvcHttp = \"http:\/\/\"; }\n\t\ttvcScriptElement.src = tvcHttp + \"www.TimeValueCalculators.com\/timevaluecalculators\/Calculator2.aspx?version=\" + Math.random() + \"&\" + createQueryString();\n\t\ttvcScriptElement.onload = tvcOnceLoaded;\n\t\tdocument.getElementById(\"tvcMainCalculatorDivId\").appendChild(tvcScriptElement);\n\t<\/script>\n<\/div>\n<!--End Calculators Main Content-->\n<!--End Calculators Script-->\n\n\n\n<p><strong>Vehicle Loans<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/interested-in-a-fuel-efficient-car\">Interested in a Fuel Efficient Car?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/should-i-buy-or-lease-an-auto\">Should I Buy or Lease an Auto?<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Mortgage\/Refinancing<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/how-much-home-can-i-afford\">How Much Home Can I Afford?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/can-i-refinance-my-mortgage\">Can I Refinance My Mortgage?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/comparing-mortgage-terms\">Comparing Mortgage Terms<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/bi-weekly-payments\">Bi-Weekly Payments<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Consolidate Debit\/Pay Off a Credit Card<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/lifestyle\/should-i-pay-off-debt-or-invest\">Should I Pay Off Debt or Invest?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/money\/paying-off-a-credit-card\">Paying Off a Credit Card<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Retirement<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/a-look-at-systematic-withdrawals\">A Look at Systematic Withdrawals<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/saving-for-retirement\">Saving for Retirement<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/my-retirement-savings\">My Retirement Savings<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/roth-401k-vs-traditional-401k\">Roth 401(k) vs. Traditional 401(k)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/inflation-and-retirement\">Inflation &amp; Retirement<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/potential-income-from-an-ira\">Potential Income from an IRA<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/estimate-your-rmd\">Estimate Your RMD<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/self-employed-retirement-plans\">Self-Employed Retirement Plans<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/retirement\/annuity-comparison\">Annuity Comparison<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Wealth Management\/Financial Planning Calculators<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Estate:<\/strong> <a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/calculators\">Life Expectancy, Current Net Worth &amp; Potential Estate Tax<\/a><\/li>\n\n\n\n<li><strong>Investment:<\/strong> <a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/calculators\">Savings, Risk Tolerance, IRA Contributions, Saving for College<\/a><\/li>\n\n\n\n<li><strong>Tax: <\/strong><a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/calculators\">Income Tax, Capital Gains, Social Security, Mortgage Deductions<\/a><\/li>\n\n\n\n<li><strong>Insurance:<\/strong> <a href=\"https:\/\/www.lcfcuwm.org\/resource-center\/calculators\">Life Insurance, Disability, Long-Term-Care Needs<\/a> <\/li>\n<\/ul>\n\n\n\t\t\t<div class=\"disclaimer \">\n\t\t\t\t\n\n<p><em><sub>The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.<\/sub><\/em><\/p>\n\n\t\t\t<\/div>\n\t\t\t","protected":false},"excerpt":{"rendered":"Let&#8217;s Do the Math Vehicle Loans Mortgage\/Refinancing Consolidate Debit\/Pay Off a Credit Card Retirement Wealth Management\/Financial Planning Calculators","protected":false},"author":1,"featured_media":1350,"parent":989,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-79","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Calculators - Library Of Congress FCU<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculators - 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