{"id":2820,"date":"2024-08-25T12:02:06","date_gmt":"2024-08-25T12:02:06","guid":{"rendered":"https:\/\/www.lcfcu.org\/wph\/workarea\/?p=2820"},"modified":"2024-08-25T12:02:41","modified_gmt":"2024-08-25T12:02:41","slug":"3-money-moves-everyone-should-know","status":"publish","type":"post","link":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/","title":{"rendered":"3 Money Moves Everyone Should Know"},"content":{"rendered":"\n

Too often saving for retirement gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0<\/p>\n\n\n\n

Make Retirement a Top Priority<\/h3>\n\n\n\n

Retirement planning is a marathon, not a sprint. It begins with prioritizing – not postponing retirement plans. With many living longer, retirement funds have to stretch over a longer period of time and the potential long term financial repercussions of waiting could contribute to a diminished quality of life. First, take advantage of your employment plan and maximize matching contributions. But don\u2019t stop there. Learn as much as possible about Social Security benefits<\/a>, 401(k)s, IRAs and other investment opportunities that can help your money grow. Set aside time to think about how you envision retirement and estimate what you will need. Be sure to include housing, medical, travel, insurance and transportation in your overall retirement budget. It is never too early to start making plans to achieve your goals.<\/p>\n\n\n\n

Build Your Investment IQ<\/h3>\n\n\n\n

Saving for the future is great. Even a simple savings account can do wonders. But the more you know about investing and retirement plans, the more you can get out of your investments. Check out the resources from the Securities and Exchange Commission (SEC)<\/a>. There are also hundreds of books on the subject.<\/p>\n\n\n\n

Check out our financial education page<\/a> packed with advice and resources. Also, sign up for free monthly webinar<\/a>s that cover topics to help plan for life\u2019s most significant moments including retirement through our partnership with Library of Congress FCU Wealth Management Investment Advisor Mikael Hallstrom.<\/p>\n\n\n\n

Become the CEO of Your Financial Life<\/h3>\n\n\n\n

As the President and CEO of your own financial life, you are in charge. Don\u2019t be afraid to advocate for yourself at all times. Set SMART (Specific, Memorable, Achievable, Relevant, and Time-bound) goals and surround yourself with the right people to help you get there. That includes a financial advisor who understands where you want to be someday and knows how to help you get there.<\/p>\n\n\n\n

Make time to invest in yourself at all times. Build your network of professionals, update your skills, constantly revise your resume, and ask for that promotion or raise as you build passive income streams and talk about money goals.<\/p>\n\n\n\n

Stories From the Stacks Is Designed for You<\/h3>\n\n\n\n

The Stories from the Stacks blog is for everyone. From those facing financial challenges to those who simply want tips or a better understanding of their relationship with money, our blog is designed for anyone interested in advancing their financial life story. Let us know what topics you\u2019d like us to explore next.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Too often saving for retirement gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0 Make Retirement a Top Priority Retirement planning is a marathon, not a sprint. It begins with prioritizing – not postponing retirement plans. With many living longer, retirement funds have […]","protected":false},"author":7,"featured_media":2823,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_subtitle":[""],"attr_date":[""],"attr_excerpt":[""],"attr_secondary_image":[""],"footnotes":""},"categories":[1],"tags":[36,39,35,16,40,37],"class_list":["post-2820","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stories-from-the-stacks-blog","tag-financial-tips-for-women","tag-how-women-can-plan-to-retire","tag-money-moves","tag-personal-finance","tag-why-women-need-to-make-retirement-plans","tag-women-and-money"],"yoast_head":"\n3 Money Moves Everyone Should Know - Library Of Congress FCU<\/title>\n<meta name=\"description\" content=\"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Money Moves Everyone Should Know - Library Of Congress FCU\" \/>\n<meta property=\"og:description\" content=\"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Library Of Congress FCU\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-25T12:02:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-25T12:02:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"710\" \/>\n\t<meta property=\"og:image:height\" content=\"535\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Myriam Digiovanni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Myriam Digiovanni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/\",\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/\",\"name\":\"3 Money Moves Everyone Should Know - Library Of Congress FCU\",\"isPartOf\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg\",\"datePublished\":\"2024-08-25T12:02:06+00:00\",\"dateModified\":\"2024-08-25T12:02:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/f443002783797f4ce8a76cc68c3ef5db\"},\"description\":\"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage\",\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg\",\"contentUrl\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg\",\"width\":710,\"height\":535,\"caption\":\"stacked coins with upward arrows indicating growth\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Money Moves Everyone Should Know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#website\",\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/\",\"name\":\"Library Of Congress FCU\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/f443002783797f4ce8a76cc68c3ef5db\",\"name\":\"Myriam Digiovanni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ce2b010f0e4ec2fd46fcd69277f45f41036aa77eba0e8a792ca8a38eb381fcf9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ce2b010f0e4ec2fd46fcd69277f45f41036aa77eba0e8a792ca8a38eb381fcf9?s=96&d=mm&r=g\",\"caption\":\"Myriam Digiovanni\"},\"url\":\"https:\/\/www.lcfcu.org\/wph\/workarea\/author\/45a36db8-386e-2b16-f7ff-be6cb021f44c\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Money Moves Everyone Should Know - Library Of Congress FCU","description":"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"3 Money Moves Everyone Should Know - Library Of Congress FCU","og_description":"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0","og_url":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/","og_site_name":"Library Of Congress FCU","article_published_time":"2024-08-25T12:02:06+00:00","article_modified_time":"2024-08-25T12:02:41+00:00","og_image":[{"width":710,"height":535,"url":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg","type":"image\/jpeg"}],"author":"Myriam Digiovanni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Myriam Digiovanni","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/","url":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/","name":"3 Money Moves Everyone Should Know - Library Of Congress FCU","isPartOf":{"@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage"},"image":{"@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg","datePublished":"2024-08-25T12:02:06+00:00","dateModified":"2024-08-25T12:02:41+00:00","author":{"@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/f443002783797f4ce8a76cc68c3ef5db"},"description":"3 Money Moves Everyone Should Know - Saving for retirement often gets moved to the bottom of the financial planning to-do list. We\u2019ve put together three tips to help beat that trend.\u00a0","breadcrumb":{"@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#primaryimage","url":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg","contentUrl":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-content\/uploads\/2024\/07\/LCFCUSFTS11710-x-534-0724-1.jpg","width":710,"height":535,"caption":"stacked coins with upward arrows indicating growth"},{"@type":"BreadcrumbList","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/3-money-moves-everyone-should-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lcfcu.org\/wph\/workarea\/"},{"@type":"ListItem","position":2,"name":"3 Money Moves Everyone Should Know"}]},{"@type":"WebSite","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/#website","url":"https:\/\/www.lcfcu.org\/wph\/workarea\/","name":"Library Of Congress FCU","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lcfcu.org\/wph\/workarea\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/f443002783797f4ce8a76cc68c3ef5db","name":"Myriam Digiovanni","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lcfcu.org\/wph\/workarea\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ce2b010f0e4ec2fd46fcd69277f45f41036aa77eba0e8a792ca8a38eb381fcf9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ce2b010f0e4ec2fd46fcd69277f45f41036aa77eba0e8a792ca8a38eb381fcf9?s=96&d=mm&r=g","caption":"Myriam Digiovanni"},"url":"https:\/\/www.lcfcu.org\/wph\/workarea\/author\/45a36db8-386e-2b16-f7ff-be6cb021f44c\/"}]}},"modified_by":"Myriam Digiovanni","secondary_image_src":false,"secondary_image_alt":"","_links":{"self":[{"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/posts\/2820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/comments?post=2820"}],"version-history":[{"count":9,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/posts\/2820\/revisions"}],"predecessor-version":[{"id":2845,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/posts\/2820\/revisions\/2845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/media\/2823"}],"wp:attachment":[{"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/media?parent=2820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/categories?post=2820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lcfcu.org\/wph\/workarea\/wp-json\/wp\/v2\/tags?post=2820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}