Library of Congress Federal Credit Union


Join the Credit Union Proudly Serving America’s Library Community

For 90 years, the Library of Congress FCU has been honored to serve America’s library community including employees of the Library of Congress and members of the American Library Association. We’d like to do the same for you.

Join Today Learn More About Us Rates

Live Your Best Financial Life Story

When you join the Library of Congress FCU, you are not just a member, you are part of a cooperative made by and for members of the library community just like you. We help you live your best financial life story.

  • Financial education designed to meet you wherever you are on the spectrum of your financial life
  • Personalized loan discounts to help you make the most of your money
  • Fixed- Rate Visa® credit cards that show off your Library of Congress connection
  • Free checking that earns interest
  • 80,000 surcharge-free ATMs and 5,000 shared branch locations that help you bank on your terms

Let’s get started. See if you are eligible to join

Products and Services Designed for You

A Checking Account – That’s really free

Checking that earns dividends – Learn more about the LCFCU FREE Checking difference
Overdraft Options

Dare to Compare our Free Checking

Savings – Options for whatever you need

Share Savings
Holiday Club Account
Vacation Club Account
Monticello Society Elite (55+)
Youth Accounts
Money Market
Share Certificates
Monthly Income Certificate

IRAs – Plans to fit your own

Traditional, Roth, and IRA Share Certificates/Savings Accounts
Education IRAs/Coverdell Education Savings Accounts

Loans – To help finance your anything

Auto Loans
RV, Boat & Motorcycle Loans
TRUECar Car Buying Service
Mortgage and Refinancing
Home Equity Loans and Lines of Credit
Credit Card
Personal Loan
Stretch Pay Loan
Personal Line of Credit and Other Loans
FHA Home Improvement Loan
Line of Credit
Share- or Certificate- Secured Loan
Loan Discount Opportunities

Access – 24/7 banking on the go

Online Banking
Mobile Banking
E-Statements
Bill Pay

Resources – Designed to meet your needs

Calculators
Financial Education
Financial Planning
Member Security Education Center
Insurance
Stories from the Stacks Blog
News/Newsletter
Applications & Forms
Fees & Disclosures

Services – To simplify your financial life

Direct Deposit
Visa Gift Cards
Wire Transfers
Money Orders
Notary Public
Signature Guarantee

Stay in Touch

Direct: 202-707-5852
Toll-free: 1-800-32-lcfcu (52328)
Fax: 202-707-6418

Direct: 202-707-1476
Toll-free: 1-800-93ELSIE (35743)

  • Bank by touchtone phone
  • Transfer funds among accounts
  • Check balances
  • Great back-up when you can’t access Online Banking
  • Fast, easy banking for members who don’t bank online

7:00 am – 3:30 pm | Monday – Friday

Madison Branch
Phone: 202-707-5392
101 Independence Ave., SE, Room LM 634
Washington, DC 20540-9997
8 am – 2 pm Monday – Friday

8100 Professional Place, Suite 308
Hyattsville, MD 20785-2229


LCFCU Supervisory Committee
P.O. Box 261
Temple Hills, MD 20757-0261


Credit Union:
[email protected]

Please, only send general questions to this address.

Our Routing Number is 254074837

Report lost or stolen debit and ATM cards at 1-800-472-3272 (international: 973-682-2652)
Report lost or stolen Visa credit cards at 1-800-808-7230 (international: 727-570-4881)

Deposit-taking ATM
101 Independence Ave. SE,
Room LM 634
Washington, DC 20540

Find a surcharge-free ATM

Find a Share Branch Location

What Our Members Are Saying

I love LCFCU! Everyone is so nice and you can tell they care. I consolidated various loans plus my car loan from the dealer/bank and I’m now saving $615 per month in my payments.

L.R. Member since 2004

Featured Products and Services

Our Story

We’ve been helping advance the financial lives of the library community for more than 85 years.

Stay Informed

Check out our Newsletter for all the savings, specials and news about LCFCU

Become a Strategic Partner

We make it easy to send your request with this sample letter.