Join the Credit Union Proudly Serving America’s Library Community
For 90 years, the Library of Congress FCU has been honored to serve America’s library community including employees of the Library of Congress and members of the American Library Association. We’d like to do the same for you.
Join Today Learn More About Us RatesLive Your Best Financial Life Story
When you join the Library of Congress FCU, you are not just a member, you are part of a cooperative made by and for members of the library community just like you. We help you live your best financial life story.
- Financial education designed to meet you wherever you are on the spectrum of your financial life
- Personalized loan discounts to help you make the most of your money
- Fixed- Rate Visa® credit cards that show off your Library of Congress connection
- Free checking that earns interest
- 80,000 surcharge-free ATMs and 5,000 shared branch locations that help you bank on your terms
Let’s get started. See if you are eligible to join
Products and Services Designed for You
A Checking Account – That’s really free
Checking that earns dividends – Learn more about the LCFCU FREE Checking difference
Overdraft Options
Savings – Options for whatever you need
Share Savings
Holiday Club Account
Vacation Club Account
Monticello Society Elite (55+)
Youth Accounts
Money Market
Share Certificates
Monthly Income Certificate
IRAs – Plans to fit your own
Traditional, Roth, and IRA Share Certificates/Savings Accounts
Education IRAs/Coverdell Education Savings Accounts
Loans – To help finance your anything
Auto Loans
RV, Boat & Motorcycle Loans
TRUECar Car Buying Service
Mortgage and Refinancing
Home Equity Loans and Lines of Credit
Credit Card
Personal Loan
Stretch Pay Loan
Personal Line of Credit and Other Loans
FHA Home Improvement Loan
Line of Credit
Share- or Certificate- Secured Loan
Loan Discount Opportunities
Access – 24/7 banking on the go
Online Banking
Mobile Banking
E-Statements
Bill Pay
Resources – Designed to meet your needs
Calculators
Financial Education
Financial Planning
Member Security Education Center
Insurance
Stories from the Stacks Blog
News/Newsletter
Applications & Forms
Fees & Disclosures
Services – To simplify your financial life
Direct Deposit
Visa Gift Cards
Wire Transfers
Money Orders
Notary Public
Signature Guarantee
Stay in Touch
Direct: 202-707-5852
Toll-free: 1-800-32-lcfcu (52328)
Fax: 202-707-6418
Direct: 202-707-1476
Toll-free: 1-800-93ELSIE (35743)
- Bank by touchtone phone
- Transfer funds among accounts
- Check balances
- Great back-up when you can’t access Online Banking
- Fast, easy banking for members who don’t bank online
7:00 am – 3:30 pm | Monday – Friday
Madison Branch
Phone: 202-707-5392
101 Independence Ave., SE, Room LM 634
Washington, DC 20540-9997
8 am – 2 pm Monday – Friday
8100 Professional Place, Suite 308
Hyattsville, MD 20785-2229
LCFCU Supervisory Committee
P.O. Box 261
Temple Hills, MD 20757-0261
Credit Union:
[email protected]
Please, only send general questions to this address.
Our Routing Number is 254074837
Report lost or stolen debit and ATM cards at 1-800-472-3272 (international: 973-682-2652)
Report lost or stolen Visa credit cards at 1-800-808-7230 (international: 727-570-4881)
Deposit-taking ATM
101 Independence Ave. SE,
Room LM 634
Washington, DC 20540
What Our Members Are Saying
“I love LCFCU! Everyone is so nice and you can tell they care. I consolidated various loans plus my car loan from the dealer/bank and I’m now saving $615 per month in my payments.“
L.R. Member since 2004
Featured Products and Services

Our Story
We’ve been helping advance the financial lives of the library community for more than 85 years.

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Check out our Newsletter for all the savings, specials and news about LCFCU

Become a Strategic Partner
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