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Fee Schedule Effective May 1, 2024
ATM /VISA DEBIT CARD
Automatic transfers from shares $2.00
Card or PIN replacement $10.00
Overdraft $28.00
Checking members
More than 10 network, monthly transactions $1.00
Monticello Society Members
More than 20 network, monthly transactions $1.00
Non-Checking Members
All foreign network transactions $1.00
| CHECKING Share Draft | |
|---|---|
| Automatic Transfers from Shares | $2.00 |
| Certified Drafts | $10.00 |
| Check Copies, archived | $5.00 |
| Check Printing | Varies by check style |
| Check, Temporary (4 checks per sheet) | $1.00 |
| Insufficient Check Funds (each) | $28.00 |
| Individual Stop Payments | $28.00 |
| Member Privilege Fee | $28.00 |
| Range of Stop Payments | $28.00 |
| Re-Open Checking Account after forced close | $25.00 |
| Uncollected Funds | $28.00 |
| ONLINE BANKING | |
|---|---|
| Online Bill Pay Monthly, non-use fee | $3.95 |
| LOANS | |
|---|---|
| Re-Application Fee (if denied twice in two months) | $25.00 |
| Share Secured Loan Applications | $10.00 |
| Duplicate Security Interest Filing | $10.00 |
| Skip-a-Payment | $25.00 |
| MEMBERSHIP | |
|---|---|
| Membership Fee- One-time | $5.00 |
| Account closing within 6 months of opening | $15.00 |
| Accounts closed for transfer of funds to another institution | $15.00 |
| MONEY MARKET SHARE ACCOUNT | |
|---|---|
| Check Copies, archived | $5.00 |
| Insufficient Check Funds | $28.00 |
| Individual Stop Payments | $28.00 |
| Range of Stop Payments | $28.00 |
| Uncollected Funds | $28.00 |
| Withdrawals after six per month | $5.00 |
| MORTGAGES | |
|---|---|
| Duplicate Certificate of Satisfaction | $15.00 |
| First Mortgage Rate Modification | 1% of Bal with no Cap |
| Subordination Agreement | $200.00 |
| Written Mortgage Payoff | $25.00 |
| OTHER SERVICES | |
|---|---|
| Account Research (hourly) | $20.00 |
| Account Transaction Printout | $3.00 |
| Account Verification | $5.00 |
| Archive Copy - Per Document | $5.00 |
| Deposit Item Returned | $30.00 |
| Dormant Accounts (quarterly) | $10.00 |
| Duplicate Statements, archived | $5.00 |
| Escheatment Processing | $50.00 |
| Foreign Check Collections (US & Non-US Dollars) Up to $2,500 | $25.00 |
| Foreign Check Collections (US & Non-US Dollars) Over $2,500 | $75.00 |
| Holiday Early Withdrawal | $10.00 |
| IRA Transfer/Termination to Other Institutions | $30.00 |
| Legal Processing - Tax Levy & Garnishment | $75.00 |
| Money Orders | $2.00 |
| Notary Public (non-member) | $2.00 |
| Organizational Cash ordering | $25.00 |
| Paper Statement Fee | $1.00 |
| Re-deposit Items | $5.00 |
| Return Mail Fee | $5.00 |
| Returned ACH Item | $28.00 |
| Share Withdrawal by CU Check to Third Party | $5.00 |
| Stop Payment - CU Check | $28.00 |
| VISA Gift Cards In-Branch ($25-$1,000) | $2.95 |
| VISA Gift Cards Online at lcfcu.org ($25-$250) | $5.95 |
| VISA Gift Cards Online at lcfcu.org ($251-$500) | $7.95 |
| VISA CREDIT CARD | |
|---|---|
| Late Payment | $25.00 |
| WIRE TRANSFER | |
|---|---|
| Outgoing Domestic | $20.00 |
| Outgoing Foreign (US Dollars) | $55.00 |
| Outgoing Foreign (Non-US Dollars) | $85.00 |
Disclosures
Member Account Disclosure
Electronic Funds Transfer and Point of Sale Disclosure
Home Equity Early Disclosure
Member Privilege Overdraft Policy
Privacy Policy
Web Accessibility Policy