Library of Congress Federal Credit Union

Some Things Just Get Better With Age

If you are age 55+, you’ve earned the added benefits of Monticello Society Elite.

Open Your Account Rates


Discover the Monticello Society Elite Difference

If you’re age 55 or older and have an LCFCU Checking and Visa Debit Card plus a recurring direct deposit (or a combined savings balance of $50,000), we designed our Monticello Society Elite account with you in mind. You can enjoy free services such as money orders, signature guarantees and incoming bank wires. You’ll be enrolled automatically when you meet eligibility requirements. Experience the Monticello Society Elite difference.

  • Special one-time only $500 credit at settlement on any real estate loan of at least $10,000
  • Priority lobby service and weekday appointment hours 7 am – 3:30 pm on request
  • 25% discount on Visa Gift Card purchases, domestic outbound wires and stop payment requests

What Members Are Saying

I consolidated all my credit cards and it’s saving me over $450 a month in payments with a much lower rate. And, I’ll be able to pay it off faster too. I’m also putting $300 of that monthly savings right into my vacation fund. Thanks LCFCU!

F.C., member since 2008

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Get More From Your Checking

Plan for your future with our tiered Money Market.

Explore Youth Account Options

We’re proud to help our younger members start building a foundation to live their best financial life. 

Maximize Your Savings

Choose the savings term that fits best with your financial plans.

Set Your Savings Goal

See how long it will take to save for what you want and need.

Plan For Retirement

Find out how much money you will need to save for your retirement.