Take Advantage of the Best Certificate Rates in Years

With rates as high as 4.89% APY*, it’s easy to choose the certificate that fits best with your financial plans.

Don’t Miss Out on Higher Earnings

Save on your terms with our certificate options. Take advantage of our high 12, 18 and 24-month certificate rates.

An IRA Certificate of Deposit helps grow your savings with a minimum balance of $1,000 and terms up to five years. As always, IRA accounts are insured separately up to $250,000 per account, in addition to the NCUA insurance available on other LCFCU accounts.

Our Certificate of Deposit offers a flexible savings option with a low $500 minimum deposit, and can be used as security for a LCFCU loan.

• High-interest rate compounded quarterly for all CDs six months or longer
• Certificate terms less than six months will pay at maturity
• Rates are guaranteed for the term of the certificate
• Penalty for early withdrawal

Maximize Extra Earnings

Our Monthly Income Certificate is a flexible, high-yield savings option that pays dividends monthly. This 24 month term certificate can be opened with a $5,000 minimum deposit. Dividends, earned monthly, are automatically transferred or mailed.

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